Frequently Asked Questions

 

1. How often do the classes meet?

2. How long is each class session?

3. What is the average size of the class?

4. What happens if I miss one class- can I make it up?

5. What is included in the FPU Membership Kit?

6. How many classes do I need to attend in order to graduate?

7. What are the subjects covered in each lesson?

8. When will the first class start?

 9. Can my class member get additional assistance, if needed?

10. Who benefits from this program?

11. How much does this program cost?

12. Who can attend with my Financial Peace membership?

13. Is there a refund if I do not like the program?

 

Answers:

1. How often do the classes meet?

There are 9 class sessions meeting one day per week.

2. How long is each class session?

Each class will last at least 1 1/2 hours for each session, and each is independent of the others.

Part One, taught by Dave Ramsey on DVD, teaches you how to make wise financial decisions based on Scripture.

Part Two of each class session is a small-group discussion. The design of the discussion groups helps you apply the principles to your daily life. Members hold each other accountable, build friendships, and support one another. Since personal finance is 80% behavior, this small-group format ensures that class members realize finance is more than just math.

3. What is the average size of the class?

The video portion of the class is unlimited. However, during the discussion time we will break down into 8-12 families, plus a coordinator, for each small group.

4. If I miss one class, can I make it up?

The coordinator can work with you to make up that lesson by allowing you to take the video lesson home with you, as long as you return it the following class. There may be a deposit required to borrow a lesson on DVD.

5. What is included in the FPU Membership Kit?

As part of your enrollment package, you will receive:

  • Member Workbook
    Bring this to class each week. This workbook is packed with good stuff and will soon become a close companion.
  • Envelope System
    This is Dave's easy-to-use cash management system. Put money in. Take money out. Stay on budget!
  • Complete Guide to Money
    This book will track along with your workbook. You'll read a little each week and learn a lot.
  • Audio CDs & Case
    Listen to Dave's teaching over and over as you take the class and after!
  • Budget Forms Folder
    Wait! Don't let the B-word scare you! This folder will give you a place to file away your forms.
  • Progress Poster
    Post this on your fridge or on your closet door as a fun reminder of where you are and where you need to go!
  • Free Lesson Tickets
    Pass these tickets to anyone you feel could benefit from FPU.
  • Access to FPU Central
    Sign in to FPU Central using your activation code to access powerful tools and resources plus two bonus lessons!

6. How many classes do I need to attend in order to graduate?

You must attend 8 of the 9 classes to qualify for the graduation certificate.

7. What are the subjects covered in each lesson?

  • Super Saving
    Common Sense for Your Dollars and Cents

    Dave explains the Seven Baby Steps that will guide you throughoutFinancial Peace University. You will also learn the three key reasons why you should save money—and why you must start now!

  • Relating With Money
    Nerds and Free Spirits Unite!

    Learn why it's important for spouses to communicate and work together toward success. Also, singles will learn the importance of teamwork, and parents will find out how to teach their kids about money.

  • Cash Flow Planning
    The Nuts and Bolts of Budgeting

    Unlock the secret of developing a monthly spending plan that really works. Learn how to live on less than you make, pay your bills, allow for entertainment, AND still have money left over at the end of the month.

  • Dumping Debt
    Breaking the Chains of Debt

    It's time to debunk some common debt myths! Dave reveals the truth about credit lies and gives you a plan to walk out of debt with confidence.

  • Buyer Beware
    The Power of Marketing on Your Buying Decisions

    Dave draws on decades of experience to reveal the power and influence that marketing has on your everyday buying decisions.

  • The Role of Insurance
    Protecting Your Health, Family and Finances

    In this lesson, Dave walks you through the world of insurance, carefully explaining what you need—and what you need to avoid.

  • Retirement and College Planning
    Mastering the Alphabet Soup of Investing

    Dave walks you through the maze of retirement options and helps you figure out your best retirement plan. You will also learn how to plan for college so your kids can graduate debt free!

  • Real Estate and Mortgages
    Keeping the American Dream From Becoming a Nightmare

    Dave draws on over 20 years of real estate experience to teach you how to win when buying or selling your home, and the ins and outs of mortgages.

  • The Great Misunderstanding
    Unleashing the Power of Generous Giving

    Learn how generous giving can completely revolutionize your attitude and improve your finances, business and relationships.

8. When will the first class start?
 

The first class session usually takes place approximately two weeks after the final preview session, allowing time to process the enrollments and ship all the class materials.

 

9. As a class member can I get additional assistance, if needed?


For more detailed assistance, Dave Ramsey Certified Counselors offer discounts for one-on-one counseling. For more information on counseling, see the financial counseling section of Dave Ramsey's website.

10. Who benefits from this program?

Everyone truly benefits from this program!

  • Regardless of your age.
  • Regardless of your income.
  • Regardless of being single, married, or a single parent. 

11. How much does this program cost?

Materials retail for $199. However you can order through Adena Road Church at a substantial discount of only $100.

12. Who can attend with my Financial Peace membership?

Your spouse and teens living in the home.

13. Is there a refund if I do not like the program?

Our guarantee is simply this: "If you do it, it works! If you don't do it, it won't work!"  If you work the program, you won't want your money back. If you don't work the program, you don't get your money back.